Opportunities for My Community

Opportunities for My Community is a project by USAID and the Inter-American Dialogue that links remittances with economic development in Guatemala. The project presents a strategy that promotes savings formalization and investment in education as tools to build human and economic capital.

Project activities focus on the Western Highlands and Guatemala City, working in partnership with local financial institutions, schools and non-governmental organizations to improve levels of economic growth and social development, and providing the necessary resources and tools to strengthen Guatemalan “knowledge capital” through three strategic areas: financing, innovation and education.

Remittances and development are linked through four components:

  1. Financial education for remittance recipients in order to improve their knowledge of savings and budgeting, and to promote formal savings;
  2. Access to credit and technical assistance for entrepreneurs, particularly those in the knowledge economy;
  3. Engagement of diaspora groups and remittance companies in order to mobilize resources to fund educational initiatives in Guatemala; and
  4. Extracurricular programs for youth in areas of high emigration.

The ultimate objective is to have a critical mass of people formally saving, investing in education, and contributing to Guatemala’s human capital and economic development as it transitions to a more knowledge-based economy.

Oportunidades para mi Comunidad

Oportunidades para mi Comunidad es un proyecto de USAID y el Diálogo Interamericano que vincula las remesas con el desarrollo económico. El proyecto presenta una estrategia que promueve la formalización del ahorro y la inversión en educación como herramientas para construir capital humano y económico.

Las actividades del proyecto se enfocan en el Altiplano Occidental y la Ciudad de Guatemala, trabajando de la mano con instituciones financieras locales, centros educativos y organizaciones no gubernamentales para mejorar los niveles de crecimiento económico y desarrollo social, proporcionando los recursos y herramientas necesarias que fortalecen el “capital del conocimiento” guatemalteco por medio de tres áreas estratégicas: financiamiento, innovación y educación.

Las remesas y el desarrollo son vinculadas mediante cuatro componentes:

  1. Educación financiera para receptores de remesas con el fin de mejorar su conocimiento sobre ahorros y presupuesto, y promover el ahorro formal;
  2. Acceso a crédito y asistencia técnica para empresarios, poniendo énfasis en aquellos en la economía de conocimiento;
  3. Alianzas con la diáspora y compañías de remesas para canalizar recursos hacia iniciativas educativas en Guatemala;
  4. Programas de educación extracurricular para jóvenes en zonas de alta emigración.

El objetivo es tener una masa crítica de personas ahorrando, invirtiendo en educación y contribuyendo en la transición de Guatemala hacia una economía basada en el conocimiento.


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From Financial Educator to Branch Manager

This is a story of success of the Opportunities for My Community Project, which links remittances, education and savings to promote economic and human development in Guatemala.   Jessica Noriega first joined the Opportunities for My Community project as a financial educator. Her work was to provide financial education at Cooperative…

˙Keshia Madrigal

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Migration From Latin America and the Caribbean to the United States: Policy Options

Migration from Latin America and the Caribbean to the United States has grown steadily over the past forty years. In addition to leaving their countries amidst political and economic hardship, the vast majority of these migrants face additional challenges to their legal status. One way to look for solutions is to consider a comprehensive approach to migration through recruitment, retention, return, relief and reform.

Educational Challenges in Guatemala and Consequences for Human Capital and Development

In terms of human capital, Guatemala lags behind in an increasingly global economy. In its Human Capital Index, the World Economic Forum ranked Guatemala as number 94 out of 130 economies. Although a multifaceted concept, learning has a significant role in building human capital, as education –including enrollment, quality and attainment— impacts the future of the labor force. In this article, we review the educational landscape in Guatemala, including literacy, K-12 education, and workforce development.


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DISCLAIMER: The project Opportunities for My Community is made possible by the generous support of the American People through the United States Agency for International Development (USAID.) The contents of this website are the sole responsibility of the Inter-American Dialogue and do not necessarily reflect the views of USAID or the United States Government.