The Remittances and Development Program seeks to encourage remittances as a tool for development throughout Latin America and the Caribbean. Through research and policy analysis, the project focuses on polices governing the flow of remittances, private sector services and the high costs of remitting, the banking industry and new modes of remitting, and the economic participation of Hometown Associations (HTAs) in countries of origin. Since 1997, the Dialogue's Remittances and Development program has researched, written, and released various reports on the remittances industry and related government polices.

PROJECTS                                            

• Migrant Remittances Newsletter (latest edition: April 2010)
• Latin America and the Caribbean Remittance Industry Scorecard
  
• Hispanic Migrant Survey Report
  
• Financial Inclusion and Access to Financial Services for Remittance Receivers
  
• Contributing to the financial inclusion of transnational families: developing and disseminating financial and remittance literacy tools
  
• Remittances and Financial literacy in Guatemala
• Remittances and Financial literacy in Paraguay
• Program for the Economic Inclusion of Panama’s Informal Sector
• Training Sessions on Migration and Development
• Remittances and transaction costs to Central America
• Remittances Task Force
  

                   More information about our projects...

PROGRAM STAFF

• Manuel Orozco - Program Director
• Nancy Castillo - Program Associate
• Elisabeth Burgess - Associate
• Landen Romei - Program Assistant
• Netta Ascoli - Intern

PUBLICATIONS AND SURVEYS

• Toward financial independence: Financial literacy for remittance senders and recipients. Nancy Castillo, Landen Romei and Manuel Orozco. June 14, 2010. 
  
  
• Remittances and development: financial literacy in an international perspective. Manuel Orozco, Elisabeth Burgess, Nancy Casillo and Landen Romei. May 6, 2010.
  

• Skilled Diasporas: an imagined or real community? Manuel Orozco and Mariellen Jewers. April 30, 2010.
  
  
• Migration, remittances and assets in Bangladesh: Considerations about their intersection and development policy recommendations. Manuel Orozco. March 20, 2010.
  
  
• Tendencias en el envío de remesas desde España: La recesión y la competencia. Manuel Orozco. Presentation in Madrid. March, 2010.
• Haitian Recovery: What's Next? Manuel Orozco interviewed on NPR's Kojo Nnamdi Snow. February 15, 2010.
  
  
• Vulnerabilidad y remesas en el sector rural Mexicano. Manuel Orozco. Asociación Mexicana de Uniones de Crédito del Sector Social A.C. 15 de enero, 2010.
• "Las repercusiones del terremoto sobre las remesas." Manuel Orozco, América Economía. January 18, 2010.
  
  
• "Remittances and Social Development: The Latin American Experience," in Financing Social Policy: Mobilizing Resources for Development (UN Research Institute for Social Development). October 2009.
  
  
• "The least among us" Manuel Orozco, Foreign Policy. September 15, 2009.
  
  
• "Understanding the continuing effect of the economic crisis on remittances to Latin America and the Caribbean" Manuel Orozco, Multilateral Investment Fund of the Inter-American Development Bank. August 10, 2009.
  
  
  
• "La Economía Local y las Respuestas de los Gobiernos Ante los Envíos de Remesas en América Latina y el Caribe" Manuel Orozco, 2008. La Descentralización y los Desafíos para la Gobernabilidad Democrática. OAS. (English)
  
  
  
• "Migration and remittances in times of recession: Effects on Latin American economies" Manuel Orozco, May 8, 2009.
  
  
• "Asegurando futuros: el interés de inversión y estrategia de comercialización para los salvadoreños en el exterior" Manuel Orozco, May 7, 2009.
  
  
• "Hometown Associations: Transnationalism, Philanthropy, and Development" Manuel Orozco and Eugenia García-Zanello, April 1, 2009.
  
  
  
• "Hometown Associations and Development: Ownership, Correspondence, Sustainability and Replicability" Manuel Orozco and Kate Welle, 2006. Web Anthology on Migrant Remittances and Development: Research Perspectives. March, 2009.
  
  
  
• "The Cuban Condition: Migration, Remittances, and its Diaspora" Manuel Orozco, March 5 2009.
  
  
• Interview of Manuel Orozco with Robert Meins at OAS conference on remittances and decentralization, February 28, 2009.
  
  
• "Emerging markets for Rwanda: remittance transfers, its marketplace and financial intermediation" Manuel Orozco, February 21, 2009.
  
  
• EU Returns Directive: impact on migrants and remittances, Manuel Orozco and Elisabeth Burgess. E-Finance & Payments Law & Policy. February 2009.
  
  
• ¿Cuál puede ser el rol internacional para América Latina? Manuel Orozco. Foro Europa - América Latina. February 2009.
• Migración y Remesas en República Dominicana presentation, synopsis of survey results and complete survey results in Spanish. Manuel Orozco. December 12, 2008. Further analysis in AlMomento.net.
  
  
• Remittances in Latin America and the Caribbean: Their Impact on Local Economies and The Response of Local Government, OAS. Manuel Orozco. 2009. Spanish.
  
  
• Tasting Identity: Trends in Migrant Demand for Home-Country Goods, USAID. Manuel Orozco. November 2008. See summary here.
  
  
• Are trends in money transfers to Latin America shifting downward? Manuel Orozco. November 2008. Spanish version here.
  
  
• Tendencias Actuales en las Transferencias hacia Guatemala y su Intersección con las Finanzas Manuel Orozco. October 2008.
  
  
• Remittance transfers, its marketplace and financial intermediation in Uganda: preliminary findings, lessons and recommendations Manuel Orozco. October 2008.
  
  
• Mining Remittance Data: Practical Considerations on Survey Design and Administration. USAID. Bryanna Millis, Manuel Orozco, and Zaki Raheem. September 2008.
  
  
• Remittance Transfers to Armenia: Preliminary Survey Data Analysis Manuel Orozco. September 2008. Report can also be found here.
  
  
• Remittances and Microfinance in Latin America and the Caribbean: Steps Forward on a Long Road Ahead Manuel Orozco. September 2008. Report can also be found here.
  
  
• Migración y Remesas en Honduras: Sinopsis de los resultados de la última encuesta sobre remesas y migración realizada en Junio 2008 por Borges & Asociados Manuel Orozco. August 2008.
  
  
• Lecciones Aprendidas y Posibilidades de Replicabilidad de Políticas y Leyes Sobre el Vínculo Entre Remesas y Desarrollo Manuel Orozco. August 2008.
  
  
• Planting the seeds of financial inclusion: financial literacy for remittance recipients in Moldova Manuel Orozco. June 2008.
  
  
• Remittances in Latin America and the Caribbean: Their Impact on Local Economies and the Response of Local Governments Manuel Orozco. June 2008 .Spanish version here.
  
  
• Latino migrants: A profile on remittances, finances, and health Manuel Orozco and Nancy Castillo. April 2008.
  
  
• The Nicaraguan diaspora: trends and opportunities for diaspora engagement in skills transfers and development Manuel Orozco. March 2008.
  
  
• Toward the Mainstream: current trends and dynamics of remittances to Latin America and the Caribbean Manuel Orozco. February 2008.
  
  
• Centroamérica: remesas, economía y las finanzas con aproximación al caso Nicaragüense Manuel Orozco. January 2008.
  
  
• Migración y Remesas en Nicaragua: Análisis y Resultados de la ultima encuesta sobre remesas y migración realizada en enero por M & R. Manuel Orozco. January 2008.
  

More program publications...

REMITTANCES EVENTS AT THE DIALOGUE

Outlook for Remittances to Latin America in 2010. April 12, 2010.

Global Forum on Remittances 2009 and Remittances, Business Models and Technology Fair, in collaboration with the International Fund for Agricultural Development and the African Development Bank. Tunis, Tunisia. October 22-23, 2009.

Recent Trends in Remittances to Latin America and the Caribbean. May 22, 2009.

Migration and Remittances in Times of Recession: Effects on Latin American Economies. March 8, 2009.

Remittances to Cuba hold steady, sources diverge. March 5, 2009.

Digesting Nostalgic Trade: A Prequel to a Value Chain Approach. November 20, 2008.

Economic crisis just one of many intersecting variables determining remittance trends. November 10, 2008.

Discussion on Recent Trends in Remittances to Latin America. June 12, 2008.

Discussion on remittance flows to Latin America with members of Congress. Dialogue's Congressional Members Working Group meeting. November 13, 2007.

Discussion on Current Trends in Remittances to Latin America and the Caribbean. September 19, 2007.

Inter-American Dialogue Conference Report: Research on Remittances to Latin America and the Caribbean. March 14, 2007.

CONGRESSIONAL TESTIMONY

Congressional testimony on "Remittances: Regulation and Disclosure in a New Economic Environment." June 3, 2009. (Webcast)

Testimony before the U.S. Congress and U.S. Helsinki Commission “Crossing Borders, Keeping Connected: Women, Migration and Development in the OSCE Region.” April 24, 2008.

Toward the Mainstream: Remittances and Development in Latin America and the Caribbean. Testimony presented before the House Committee on Foreign Affairs, Subcommittee on the Western Hemisphere at the hearing, "Leveraging Remittances for Families and Communities." October 2, 2007.

The Role of Remittances in Leveraging Sustainable Development in Latin America and the Caribbean 
Testimony presented before the Subcommittee on Domestic and International Monetary Policy, Trade and Technology at the hearing, "The Role of Remittances in Leveraging Sustainable Development in Latin America and the Caribbean." March 7, 2007.

                                                  More testimonies...

RELATED RESOURCES

• Web Anthology on Migrant Remittances and Development: Research Perspectives. Social Science Research Council. March 2009 - March 2010.
  
  
• The Developmental Role of Remittances in U.S. Latino Communities and in Latin American Countries. Lindsey Lowell and Rodolfo O. de la Garza. June 2000.
  
  
• The Development of Home Town Associations in the United States and the Use of Social Remittances in Mexico. Rafael Alarcón. April 2000.
  
• Sending Money Home... for now: Remittances and Immigrant Adaptation in the United States. Louis DeSipio. January 2000.
  
  
• Do Government Programs "Crowd in" Remittances? J. Edward Taylor. January 2000.
  
  
• Migrant Remittances to Latin America: Reviewing the Literature. Deborah Waller Meyers. May 1998.